About RetireReady
Built by people who sat on the adviser’s side of the table.
RetireReady was founded by people who have spent years in UK financial advice, in the room with clients planning their retirement. We saw the same problem in meeting after meeting — so we built the thing that fixes it.
The problem we kept seeing
People want four simple things before they talk to an adviser.
Tell it once
Nobody wants to repeat their whole financial life to every firm they speak to.
Find the right adviser
Someone who works with people in their position — not whoever answered the phone.
See the picture first
A clear snapshot of where they stand before anyone starts talking products.
Know what to ask
The questions that matter for their circumstances, so the meeting is theirs.
And on the other side of the table
Too many first meetings start from zero.
Advisers regularly meet clients who have no picture of their own position — what they hold, what it might pay, or what to ask. The first hour goes on fact-finding instead of planning.
Advisers would far rather meet someone who already understands their circumstances. Clients would far rather walk in prepared. Nothing connected the two.
So we built the bridge
The connection that didn’t exist: you, your circumstances, and the right adviser for them.
You tell us once
A few minutes of quick taps about your pensions, savings and the retirement you want.
You see where you stand
A written report in plain English — your numbers, what they mean, the questions worth asking.
You meet the right adviser
An FCA-regulated adviser suited to your circumstances, who has read your report before the call.
What we hold ourselves to
Regulated advisers only
Every adviser is authorised and regulated by the FCA — check any of them yourself on the FCA Register.
Your numbers first
You get a written read on your own position before you speak to anyone.
Free to you, always
You are never billed by RetireReady, and nothing obliges you to proceed.
The adviser standard
The advisers we connect you with
Every adviser we connect you with is authorised and regulated by the FCA.
Where our numbers come from: every figure in our guides and reports comes from a cited public source — the the Office for National Statistics, the Pensions UK Retirement Living Standards, and gov.uk. RetireReady does not forecast, does not recommend products, and does not give financial advice.
- Authorised and regulated by the Financial Conduct Authority, and listed on the FCA Register — which you can check yourself at register.fca.org.uk.
- Qualified to at least Level 4, the minimum standard the FCA requires to give regulated financial advice — awarded by the CII, the CISI or the LIBF.
- Introduced to you free of charge. You are never billed by RetireReady, and there is no obligation to proceed.
The straight answers
Questions people ask us
- What is RetireReady?
- RetireReady is a free UK service that gives you a personalised retirement report in a few minutes, then connects you with an FCA-regulated financial adviser.
- Is RetireReady free?
- Yes. The retirement check, the report and the introduction are all free to you. There is no charge at any point and no obligation to speak to anyone.
- Is RetireReady regulated by the FCA?
- No. RetireReady is not an FCA-authorised adviser and does not give financial advice. It provides education and benchmarks, and connects you with advisers who are authorised and regulated by the FCA. You can check any adviser on the FCA Register at register.fca.org.uk.
- Are the advisers qualified?
- Yes. Every adviser we connect you with is authorised and regulated by the FCA and qualified to at least Level 4 — the minimum standard required to give regulated financial advice in the UK, awarded by the CII, the CISI or the LIBF.
- What do I actually get?
- A written report setting out your own numbers in plain English — what you have, what people in your position typically need, and the questions worth asking an adviser. You keep it whether or not you ever book a call.
- Do I have to speak to an adviser?
- No. The report is yours either way. Booking a call is optional.
- How long does it take?
- The retirement check is a short set of questions and takes a few minutes. Your report is generated as soon as you finish.
See where you stand
A few minutes of quick taps, your own report, then a free call with an FCA-regulated adviser if you want one.
Get my free report